What You Need to Know About Home Equity
Home equity is the portion of your home’s value that you own outright or the portion that you would receive if you sold your home today. Many homeowners strive to grow their home equity to build wealth or use it as a financial resource in the future. What is Home Equity? Home equity is the […]
Is The Housing Market Going to Crash? Should I Wait to Buy a Home?
Is the Housing Market Going to Crash? The current state of the housing market is a hot topic of debate. Some say that now is a buyers’ market, while others claim that prices are still too high. The market is strong. Home prices are rising, and there is still a high demand for homes. This […]
Tips for Decluttering & Downsizing Your Possessions Before Moving
If you’re considering a move, chances are you’ve already started thinking about everything you need to do to make it happen. One of the most daunting tasks of any move is dealing with your belongings – deciding what to bring, what to leave behind, and how to fit everything into your new home. For many […]
Private Mortgage Insurance: What is it, How Much Does It Cost, and the Different Types
Private mortgage insurance, or PMI, is a type of insurance that helps protect lenders in the event that a borrower defaults on their mortgage. It’s important to note that PMI isn’t required for all mortgages, but it is typically required when a borrower puts down less than 20% of the home’s purchase price. In this […]
6 Tips for First Time Home Buyers
Are you a first-time home buyer? If so, congratulations! Buying your first home is an exciting milestone in your life. However, it can also be a bit daunting. There are many things to consider, and it can be tough to know where to start. So we’ve put together this list of tips for first-time home […]
Nfocus: Insider’s Guide to Realtors Featuring Tara DeSelms
The DeSelms Team’s own Tara DeSelms was featured in the Insider’s Guide to Realtors. This guide is produced annually by Nfocus, which highlights the region’s top real estate agents. Real estate agents share their stories and expert real estate advice in this guide. About Tara DeSelms Tara is a Nashville native, following in her father, Terry […]
House Hunting Tips
Finding a new home can be a challenging task, but there are ways to make it easier. If you’ve taken the necessary steps to start your home search, chances are you feel more than ready to hit the ground running. Given the lower inventory around Nashville the past year or so, it may seem like you […]
Myth: We Are in Another Housing Bubble
History Is NOT Repeating Itself – Here’s Why: In the last few years, home appreciation has continued to rise. As a result, prices have sparked a concern that a housing bubble is forming, and there is a fear the market will crash as it did 15+ years ago. We want to show you why this […]
Is a Home Inspection Really Necessary?
A home inspection is designed to assess the condition of the home before purchasing. Some buyers opt not to have an inspection to speed up closing, but this can be a risky and costly move. Buying a new home is a BIG purchase and investment, it should be treated as such. Avoid pricey fixes in the […]
Remodeling Tips to Boost Your Home’s Value
Buyers are most interested in how move-in ready a home is. Sellers can tackle a few of these projects to get their home move-in ready, making it more appealing to a larger pool of buyers. According to the National Association of REALTORS® these 5 upgrades bring the most value to a home. Fresh Paint Consistent Flooring A Bright Kitchen Upgraded Countertops and Appliances […]